Reef Now: Financing Your New CADE Aquarium System by Kenneth WingerterNo one said that reef aquarium keeping is a cheap addiction (hey, at least it’s a healthy one!). The hobby is rife with stories of reefkeepers playing shell games to keep their spouses unaware of their aquarium expenditures… of reefkeepers eating raman so their fish can eat fresh seafood… of reefkeepers taking up a second job as coral farmers in order to “pay for their habit…” We all get it. Most of us have been there. And, it’s something we all readily acknowledge as a community–hell, compulsive buying has become such a deeply ingrained part of this pastime that it’s become ready fodder for umpteen wise-cracking memes. But that is emphatically not what this article is about. Bells, whistles and side cabinet entry By now, most serious marine aquarists have heard of the advanced reef aquarium systems introduced by Australian glass aquarium manufacturer Cade. Cade USA has recently partnered with AlgaeBarn LLC to bring Cade’s well-made and cost-effective tanks, as well as its top-notch customer support, to American hobbyists. What’s more, AlgaeBarn has made the Cade aquarium experience more financially accessible to the average consumer through affordable affirm financing. Yes, Cades are not “cheap.” They are expertly engineered and fabricated with the highest quality materials. They are truly complete (as in, built-in power management setups with external switches) and include far more than the typical aquarium “combo.” And compared to other so-called all-in-one systems, Cades run on the larger side (70 to 221.4 gallons total capacity). Take a closer look and you’ll see that the manifest value of a Cade tank is much greater than its sticker price. With financing, obtaining one is entirely feasible. That being said, like any larger, smartly styled, high-quality aquarium system (specially purchased as complete), these tanks can put a dent in your statement balance. For most aquarists, under normal circumstances, the only option to buy a system such as this would be by old-fashioned saving. But it doesn’t have to be that way. And that’s why AlgaeBarn has introduced an attractive financing plan for your new Cade. Yup, payment options on Cade products at AlgaeBarn are provided through Affirm by these lending partners: affirm.com/lenders (options depend on your purchase amount, and a down payment may be required). And check this out… Affirm APR is only 10-30% or even 0% APR based on credit rating (subject to a fast eligibility check). It is of course gratifying to get the things we want when we want them. Certainly no exception here, we’re sure. But that’s not the only point. With this option, you can now get a complete system up-and-running at its full capacity right off, giving you (and your animals) the benefit of the healthiest start possible. No more expensive additions, modifications or “upgrading” down the road! You can get all of the core components of a cutting-edge system in a single purchase–down to the AlgaeBarn bundle items available through November. This incredibly generous bundle includes quality base rock and substrate as well as an array of chemicals and additives (only while supplies last!); see individual tank listings for Cade Black November Sale bundle details! Oh… and just to make the deal even sweeter, you’ll get a CADE Owners VIP Membership which rewards you with special discounts forever on AlgaeBarn products, plus an Exclusive Support Line and Social Group. Seriously. Conclusion Veteran hobbyists might remember the excitement surrounding releases of exceptionally well-crafted aquarium systems over the last few decades. Take for example the original Oceanic Reef-Ready series. These systems were study enough to survive a quarter century to the present. And they were so damn nice that aquarists still want them. In fact, perhaps due to the nostalgia they elicit, you could say that they’ve become a sort of collector’s item. Let us say here that we believe these Cades have already started an even bigger and more indelible legacy than any premium aquarium system made before them. That’s not market-sized hyperbole; AlgaeBarn is downright stoked about these systems and is proud to partner with Cade USA. Aquarium systems are not just something to look at. Nor are they mere toys we use to “play” with new technologies or methodologies. They are the framework for a life support system used to maintain a diversity of delicate aquatic lifeforms. As these animals’ keepers, it is our responsibility to provide the best living conditions available. We believe that Cade manufactures the best aquaria that any money can buy. We are confident that American hobbyists will agree. That’s exactly why we are offering the greatest ever promotion on every Cade tank we offer–with financing that ensures nearly everyone can afford it. Right, sure… “greatest sale ever.” They all say that. Maybe so. But this really is a promotion like no other. In addition to our really fab financing ops, the valuable goodies included in the Black November bundle genuinely make this promo an offer you can’t refuse. As such, it’s not an offer that AlgaeBarn, or anyone, can offer every other weekend. And that’s okay, because this is a celebration (did we mention that we’re excited about these tanks?). We really mean it when we say that we’ll always consider our 2020 Black November CADE Owners VIP Members as ambassadors for these innovative aquaria. And we sincerely can’t wait to see what all you innovative aquarists out there can do with them!
William Leonard says November 9, 2020 at 12:06 pm Awesome way to get started and there is flexibility in payment terms. Reply
Brandon Yachna says November 23, 2020 at 3:29 pm Same! Helps purchases like these slide past the wife! LOL Reply
Jamie says December 3, 2020 at 3:34 am Why r you putting a sick face i would love one but cant afford it Reply
Joshua Vaisman says November 10, 2020 at 7:22 am Making it easier for folks to enter the hobby the right way Reply
Cory Randles says November 11, 2020 at 9:16 am I agree, this hobby can be so expensive to start and keep up with Reply
Charles Folstrom says November 12, 2020 at 2:49 pm Now to convince the wife we can afford another tank. lol Reply
Luis says November 17, 2020 at 7:20 am Financing is great so one can avoid impactitic the cash flow, and you can’t do better than 0% Reply
Vinh Ly says November 24, 2020 at 12:08 am Not everyone have large amount of funding for a new aquarium this will give them a good opportunity to have the tank of their dream Reply
gigi222255 says November 29, 2020 at 8:28 am Nice way for regular people to afford a top of the line set up. Reply
Burke says November 9, 2020 at 12:22 pm Seems like a real good way to go into reefing debt, lol Reply
john-3645 says November 9, 2020 at 3:12 pm If you have to finance a tank how are you going to be able to stock it? Maybe get a smaller tank you can actually afford? Reply
Lucas Turman says November 9, 2020 at 4:07 pm I’d be curious to see those financing terms, seems like a great way to get something amazing Reply
Jennifer Reichardt says November 9, 2020 at 4:27 pm This is great that you offer financing. This hobby is expensive, leaving many ppl out. But y’all allow everyone get involved! Thank you Reply
Russell George says November 9, 2020 at 4:36 pm Not a bad way to help someone afford a beautiful system. Reply
Juan Carlos Perez says November 9, 2020 at 5:20 pm This is a good way to get people started with a dream tank. Reply
Jennifer Lye says November 9, 2020 at 5:25 pm Tempting but I am working on NOT being in too much debt Reply
David Sheffield says November 9, 2020 at 6:02 pm This could be a great option for a lot of people. Reply
pweiss989 says November 16, 2020 at 8:22 pm Yes a great way to get the aquarium of your dreams!! Reply
Aaron Gilka says November 9, 2020 at 7:45 pm Making payments is awesome for those who can’t shell out at once in this expensive hobby… Reply
Kevin Johnson says November 9, 2020 at 9:04 pm Great option for those who may want to get a new tank Reply
Rebecca Whitley says November 9, 2020 at 9:25 pm I love the financing idea! I hope it stays around for awhile. And re: the person asking how you can afford to stock? Sometimes stocking isnt a problem, i have over 100# of dry rock but my Aquariums have all cracked and have issues. Slowly adding livestock is usually recommended anyway, so 2 w 1 stone imo. Reply
Lisa McNinch says November 9, 2020 at 10:37 pm Nice! Definitely a great option for a lot of people Reply
trevorpem10 says November 9, 2020 at 10:40 pm Haha man I could get in trouble with this, great offer. Reply
Dallas Tippie says November 9, 2020 at 11:47 pm Financing is a great option to give prospective buyers!! Reply
Leo minegishi says November 10, 2020 at 7:26 am This is a good option if you need it, and you know you can afford it. Reply
mattporpora says November 10, 2020 at 7:29 am Might have to consider it with the financing options! Reply
Matt Hollis says November 10, 2020 at 8:06 am Financing is good, but unless I had 0% for a set time, I wouldn’t do it because interest adds up wayy to fast. Reply
Matt Hollis says November 10, 2020 at 8:09 am Financing is always a great option, but if you have a high interest rate you can get in trouble. Reply
gbrag64 says November 10, 2020 at 9:32 am Such a great way to make everyone able to have the fish tank they want. Reply
dcreeron says November 10, 2020 at 10:04 am Nice systems but personally I’d save up my money before financing. Reply
joshuameadows989 says November 10, 2020 at 10:24 am It be nice if they would let u do more payments Reply
joshuameadows989 says November 10, 2020 at 10:34 am It be nice if they would let u do more payments. It be nice Reply
purelakerfan says November 10, 2020 at 11:52 am This is awesome! Makes having a dream aquarium attainable Reply
shelby24 says November 10, 2020 at 11:57 am Ahhhh I love the ability to finance! Makes it so much easier to take the leap! Reply
Dennis says November 10, 2020 at 4:28 pm Great options to get your dream system up and running right the first time. Reply
jasonrsimpson says November 10, 2020 at 5:08 pm Super easy with financing. Super fast approval! Reply
kweisen-1082 says November 10, 2020 at 6:30 pm This could be the best option to Get A Cade Aquarium now! Reply
Jeremy Rankin says November 10, 2020 at 7:24 pm I am kind of against credit, but if you have to feed the reef addiction, go for it! Reply
mlashawnbenton says November 10, 2020 at 9:32 pm I wanna win one but if I don’t, this might be how I get the one I want by the time we buy our house. Reply
heather.palafox says November 11, 2020 at 7:49 am If you want quality, you’re going to have to spend the money. That being said, companies that allow you to finance truly help you achieve the tank of your dreams. Reply
Tanner Funai says November 11, 2020 at 1:35 pm It’s great to offer financing to allow not only people with less money to spread the cost out but with all the costs that go along with owning a reef tank its an excellent option for everyone! Reply
animeman988 says November 11, 2020 at 2:27 pm This is a slightly expensive hobby but its totally worth it when looking at the amazing ocean life you have in your house. Seems like a trustworthy company. Reply
Adam P says November 12, 2020 at 6:05 am Financing gives you flexibility knowing all the added costs of initial setup Reply
Adam P says November 12, 2020 at 6:07 am Financing gives you the flexibility some may need to get started in the hobby Reply
Adam P says November 12, 2020 at 6:27 am Great opinion for some flexibility for those getting started Reply
Cody fisher says November 12, 2020 at 7:59 am Noooo not financing!!! I’ll never save any money =[ too many tankssss!!! ?? Reply
Michael says November 12, 2020 at 2:20 pm Tank build and quality are definitely factors to look at when setting up a system. You will be much happier with a better built system than trying to get by on a budget. Reply
Joe Willis says November 13, 2020 at 1:31 pm An aquarium is an investment. It’s great to see affordable ways to get great equipment upfront! Reply
MikerMe says November 13, 2020 at 10:33 pm I’ll rather pay in cash. I hate having the giant hand over my head. Reply
Steve Coffman says November 14, 2020 at 10:25 am It’s a great option especially when your dreams are bigger than your bank account lol. Reply
Ashley Servee says November 14, 2020 at 12:44 pm This is amazing! Unless you’re me sitting here with a broken tank and not able to finance a new one because I screwed my credit when I was 20 and dumb. ??♀️? Reply
ashleysweet67 says November 14, 2020 at 1:22 pm Great way to build credit while enjoying the hobby! Reply
Daniel Bucher says November 15, 2020 at 12:33 am Maybe once we settle into a new forever house. I’ll be looking to upgrade Reply
Kristian MadMax Theissen says November 15, 2020 at 3:34 pm Once I buy a new house I am totally getting a cade! The financing will make it even easier. Reply
kyron_cochran says November 15, 2020 at 6:52 pm lower rates for excellent credit would be nice to see. Reply
Robert Bowers says November 16, 2020 at 11:18 am I would never recommend financing. It is just a way to get into more debt. Save up first and then buy when you have the money. Reply
michael thorne says November 16, 2020 at 11:31 am seems like they have fair and great financing available Reply
drjoeproscia says November 16, 2020 at 11:45 am I wouldn’t personally finance. When it comes to tanks I always buy Reply
ryan2577p says November 16, 2020 at 12:30 pm Don’t think financing is a good thing to do! Interest is crazy! Reply
galetichtrey1 says November 16, 2020 at 3:04 pm Yes financing sounds like a good potion but, make sure you are serious about the hobby before you get into it. Reply
Martin D Robinson says November 16, 2020 at 3:45 pm It’s great that you can finance so not you can get into the hobby without putting a bunch of money up and not have a tank. Reply
kmaves22 says November 16, 2020 at 3:53 pm I do like the financing option available now. It does help you get that bigger tank right away. Reply
Joshua Nelson says November 16, 2020 at 3:59 pm awesome how you have such great products and ways for the avg consumer to acquire them! Reply
Matthew Gary says November 16, 2020 at 4:24 pm This is a pretty nice alternative to just buying used equipment over and over because you cannot afford it all right now, especially being able to get everything at one time in order to enjoy the hobby. Reply
Soren Shurtleff says November 16, 2020 at 5:00 pm great way to get into the hobby as long as your serious about it. Reply
Justin Walz says November 16, 2020 at 5:03 pm I do this type of thing periodically for items that plan to pay off. Boosts the credit and payments are much better at a low rate than large cash purchases. Reply
marybeth.jirasek says November 17, 2020 at 7:04 am I agree, though I pay cash for everything and would do this the old fashioned way: take the time to save. Reply
Jasper says November 16, 2020 at 7:17 pm What a great way to give people a good way to get an aquarium in an affordable easy way ! Reply
stroja62 says November 16, 2020 at 8:06 pm great opportunity for people who are afraid to drop all that money at one time. not as intimidating Reply
Mike Mijarez says November 16, 2020 at 8:39 pm I say great price! Especially because from personal experience I’ve spent more money combined in the beginning not doing it the right way and fish loss etc. I spent alot of money and I would definitely pay the price for one of these beauts! Reply
Jemma Hussey says November 16, 2020 at 8:47 pm Nice to know there is flexibility in terms of paying. These aquariums are not cheap so to be able to pay only a certain amount a month instead of all at once is nice. Reply
matt_armstrong53 says November 16, 2020 at 9:59 pm Great setup and you can make payments. Love this idea ? Reply
Joe Camejo says November 17, 2020 at 2:26 am Great way to get into the tank and size you really want. This is awesome. Reply
jaywelle says November 17, 2020 at 12:30 pm I’m thankful this has become a more accessible option. A higher end brand and the quality that comes with it is worth the higher end investment! Reply
Teri Embum says November 17, 2020 at 4:25 pm If you’re going to buy your dream tank anyways… at least now you can break the payments up so it’s not as big of a hit at one time. Reply
evanthetek says November 17, 2020 at 4:35 pm So glad for this option to be able to purchase everything needed at once and make Monthly payments ? Reply
georgearena25 says November 17, 2020 at 4:48 pm Glad to see you guys offer this financial option. Reply
Claude Duprez says November 17, 2020 at 5:51 pm Always live within your means! If it’s in your budget and you don’t piss off the wife go for it! Reply
Josep Scalice says November 17, 2020 at 6:10 pm I’d love to do this if I wasn’t already broke ? Reply
reefgenetics2020 says November 17, 2020 at 11:23 pm Great way to finance your tank and purchase one Reply
deefrombrooklyn says November 18, 2020 at 10:49 am If you can finance you can go bigger. Get that dream tank Reply
Victoria Brewer says November 18, 2020 at 12:48 pm Now if I could just convince my hubby that we need another aquarium ? Reply
echurch549 says November 18, 2020 at 2:20 pm Financing is a good option for those who may need some help with the larger purchases in this hobby. Reply
Christopher jeffers says November 18, 2020 at 10:33 pm Financing for the tanks is a great way to get the hobbiest involved with their product Reply
Robert C says November 19, 2020 at 8:39 am Would really love to upgrade to the 1800. Not sure I’d go thru here for the financing, but it’s nice to have the option available. Reply
markkrider68 says November 19, 2020 at 5:57 pm So this is the addict’s help line. Love it helps get people into the hobby easier. Reply
James Reed says November 19, 2020 at 6:28 pm It’s fantastic to have a great easy financing option! Reply
Joseph Stmarie says November 19, 2020 at 7:20 pm With the finance option it allows people who are in a budget to have the tank of their dreams with out putting them in debt right away. Reply
michael.cox.ii says November 19, 2020 at 10:15 pm I think it’s awesome to offer financing on such a large and important portion of the tank building process. Especially for such and amazing tank design. Reply
Justan Jenkins says November 20, 2020 at 1:03 am never enough money for everything id really want.. Reply
Ryan Skinner says November 20, 2020 at 4:30 pm Cash is King! If financing is a good option to achieve your goals then great ! Reply
Jim Collins says November 20, 2020 at 5:36 pm I’m still going to need two more extra jobs to get what I want. Reply
motor795 says November 21, 2020 at 2:24 am Can’t wait, going to help just have to convince the wife Reply
kmeyersusmc says November 21, 2020 at 5:12 pm This way the wife won’t notice all the money missing Reply
sarabeth3412 says November 21, 2020 at 5:28 pm That’s awesome to do this, however, I’ve always been the type of person that if I can’t afford it with cash I don’t buy it. Keeps me out of debt ??♀️ Reply
Christina Wynn says November 21, 2020 at 8:11 pm I have used affirm for other purchases. Very easy to use. No penalty for early repayment. Reply
James McGee says November 22, 2020 at 11:17 pm Great way to get into the tank and size you really want. This is awesome. Reply
Timminy Moore says November 23, 2020 at 4:37 pm One less impediment on getting the tank I want without having to settle! Reply
Pik Ki Szeto says November 23, 2020 at 6:40 pm My wife approved. That’s the first step of financing. Reply
Laura Sloan says November 23, 2020 at 6:42 pm Such beautiful tanks. Financing makes them even more tempting Reply
david.portholepub says November 23, 2020 at 7:09 pm I mean, worst come to worst. I can always finance a new CADE… but for real, I would prefer to win one ?? Reply
Conner says November 23, 2020 at 8:17 pm I think its great that you guys offer financing but running a tank that you need to finance isn’t cheap and should be taken into consideration Reply
thehouseofhays says November 24, 2020 at 12:47 am If you have enough for a good tank go bigger and finance the rest. Reply
Oscar Saavedra says November 24, 2020 at 8:39 am if you really want a tank but do not have the $$$$, this is a good solution Reply
jeremywenz says November 24, 2020 at 10:21 am Not sure I would finance a fish tank.. but it’s cool that hey offer it! To each their own I suppose Reply
Brian Smith says November 24, 2020 at 12:19 pm This easy financing is definitely going to get me in trouble. But it’s also going to get me into my dream tank sooner! Reply
Will Humphreys says November 24, 2020 at 1:40 pm I am seriously considering financing this, otherwise there is no way I would be able to afford one. Reply
Kenneth Frasian says November 24, 2020 at 6:48 pm Awesome Guys finally some real financing. Alot of us folk can’t outright buy one of these beautiful aquariums so being able to do payments on them is just too good to pass up. Reply
Justan Jenkins says November 25, 2020 at 2:12 pm unfortunately im still trying to repair my credit, so while it sounds good im going to just keep my coin jar going and hope for a win, or eventually save enough. but great option for those who can do the payment plans… Reply
hannah_roo41 says November 25, 2020 at 8:14 pm After I pay my car off I’m going to start looking into financing with you guys Reply
Xiaoxi Yang says November 26, 2020 at 6:10 am Not sure if financing is the financially sound way to fund a hobby… Reply
Billy Koch says November 26, 2020 at 10:03 am Great way to get into the hobby – it is an expensive hobby but a worthwhile one. Reply
shirley devera-Caldwell says November 26, 2020 at 5:46 pm Great opportunity to have a dream tank! Reply
brocklehurstmatt says November 26, 2020 at 7:53 pm I love all the ready reefs out there and this is a great deal and a good tank Reply
angelamcummings says November 27, 2020 at 11:05 am great option for someone looking to get into the hobby Reply
marshallbros59701 says November 27, 2020 at 11:49 am It’s great to have financing options reefing can get expensive. Reply
nicole says November 27, 2020 at 4:01 pm This is a great way to make products available to a larger audience. Reply
Roberto Castro says November 27, 2020 at 4:48 pm Good option for those of us that can’t afford one. Reply
Carly says November 28, 2020 at 8:56 am Love that there is a finance option!! Makes things a lot less stressful Reply
Edward Thayer says November 29, 2020 at 10:25 am Definitely will help someone get thier dream tank. Reply
dawn.g22 says November 30, 2020 at 6:43 pm 0% with good credit is very helpful. I like to pay in full but for those who can’t this is very helpful! Reply
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